Car insurance covers you (and any other 'named' drivers on the policy) when travelling in your vehicle. As a minimum, it insures you against the 'third party' costs associated with damage, injury or death to others in an accident that is judged to be your fault.
Other policies cover your own costs, such as repairs to your vehicle or reimbursement if it is written-off or stolen.
Your policy might even afford you some protection when driving other people's cars.
It is a legal requirement for motorists of all ages. To prevent the problem of some drivers flouting the rules and driving without cover, all cars not registered as off the road via a Statutory Off Road Notice (SORN) must now be insured at all times.
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