'named' driver is another individual who is named on your policy as sometimes driving your car. Younger drivers often find that they can trim the cost of car insurance by adding an older or more experienced driver such as a parent to their policy.
But beware: you must never have a more experienced driver 'front' your policy for you as the main driver to get cheaper cover.
This practice is illegal and could invalidate your cover and result in a conviction for driving without insurance
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